{"id":47230,"date":"2023-06-02T07:23:51","date_gmt":"2023-06-02T05:23:51","guid":{"rendered":"https:\/\/www.immobilienbusiness.ch\/?p=47230"},"modified":"2023-06-22T16:33:24","modified_gmt":"2023-06-22T14:33:24","slug":"wohnen-referenzzinssatz-bei-mietverhaeltnissen-steigt-erstmals","status":"publish","type":"post","link":"https:\/\/www.immobilienbusiness.ch\/it\/residential\/2023-06-02\/wohnen-referenzzinssatz-bei-mietverhaeltnissen-steigt-erstmals\/","title":{"rendered":"Alloggi: Il tasso di interesse di riferimento per le locazioni aumenta per la prima volta"},"content":{"rendered":"
\"Federal<\/a>
Il tasso di interesse di riferimento \u00e8 in aumento, il che significa che anche gli affitti residenziali sono destinati a crescere in modo significativo. (Foto: Pixabay)<\/figcaption><\/figure>\n

Il 1\u00b0 giugno, l'Ufficio federale delle abitazioni (BWO) ha pubblicato il nuovo tasso d'interesse di riferimento per i mutui, che verr\u00e0 applicato a partire dal 2 giugno. Il tasso \u00e8 ora pari all'1,5% ed \u00e8 quindi superiore di 0,25 punti percentuali rispetto all'ultimo tasso pubblicato. Secondo il BWO, i locatori hanno diritto a un aumento dell'affitto di 3% a seguito dell'aumento del tasso di interesse.<\/p>\n

L'Ufficio federale sottolinea inoltre che altri fattori possono avere un ruolo nell'aumento dell'affitto, come la variazione dell'indice nazionale dei prezzi al consumo (inflazione), che pu\u00f2 essere parzialmente presa in considerazione. Inoltre, una variazione dei costi di manutenzione e di gestione pu\u00f2 portare a un adeguamento dell'affitto.<\/p>\n

Credit Suisse prevede un ulteriore aumento<\/h3>\n

L'aumento del tasso d'interesse di riferimento era atteso a causa della svolta della Banca Nazionale Svizzera in materia di tassi d'interesse. Secondo il Credit Suisse, seguiranno ulteriori aumenti del tasso di riferimento. La banca prevede un secondo passaggio a 1,75% gi\u00e0 a dicembre e un terzo aumento un anno dopo. Secondo il Credit Suisse, i canoni di locazione netti calcolati con un tasso di interesse di riferimento di 1,25% aumenteranno di 6% entro aprile 2024 a seguito dell'aumento. Tuttavia, poich\u00e9 i proprietari possono richiedere un ulteriore 40% di inflazione maturata e di solito 0,5% di aumenti dei costi generali ogni anno, l'aumento potrebbe arrivare a 10%.<\/p>\n

Tuttavia, il Credit Suisse ipotizza che circa la met\u00e0 di tutti i contratti di locazione si basino su un tasso di interesse di riferimento pi\u00f9 elevato rispetto all'attuale tasso di 1,25%. Di conseguenza, \u00e8 probabile che l'aumento dell'affitto sia inferiore e pari a un massimo di 7%. (ah)<\/em><\/p>","protected":false},"excerpt":{"rendered":"

Il tasso di interesse di riferimento per i mutui, che si applica agli affitti, \u00e8 ora dell'1,5%. Ci\u00f2 consente ai locatori di aumentare i canoni di locazione degli immobili residenziali.<\/p>","protected":false},"author":3,"featured_media":24249,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_yoast_wpseo_focuskw":"Federal Office for Housing","_yoast_wpseo_title":"","_yoast_wpseo_metadesc":"Der hypothekarische Referenzzinssatz, der f\u00fcr die Mietzinsgestaltung gilt, betr\u00e4gt neu 1,5 Prozent. 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