{"id":42582,"date":"2022-05-16T07:30:56","date_gmt":"2022-05-16T05:30:56","guid":{"rendered":"https:\/\/www.immobilienbusiness.ch\/?p=42582"},"modified":"2022-05-19T08:52:05","modified_gmt":"2022-05-19T06:52:05","slug":"zkb-bietet-genossenschaften-verguenstigte-hypotheken","status":"publish","type":"post","link":"https:\/\/www.immobilienbusiness.ch\/fr\/unternehmen\/2022-05-16\/zkb-bietet-genossenschaften-verguenstigte-hypotheken\/","title":{"rendered":"La ZKB propose aux coop\u00e9ratives des hypoth\u00e8ques \u00e0 prix r\u00e9duit"},"content":{"rendered":"
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La ZKB propose une hypoth\u00e8que \u00e0 taux r\u00e9duit pour les coop\u00e9ratives d'habitation (Photo : Pixabay)<\/figcaption><\/figure>\n

Avec la nouvelle hypoth\u00e8que ZKB Wohnplus, la Banque cantonale de Zurich (ZKB) veut, selon ses propres indications, contribuer au d\u00e9veloppement de l'habitat d'utilit\u00e9 publique. Les coop\u00e9ratives d'habitation doivent pouvoir b\u00e9n\u00e9ficier d'une r\u00e9duction du taux d'int\u00e9r\u00eat pouvant aller jusqu'\u00e0 0,50%. Les r\u00e9ductions sont accord\u00e9es aussi bien pour les prolongations d'hypoth\u00e8ques d\u00e9j\u00e0 existantes que pour les nouvelles hypoth\u00e8ques.<\/p>\n

Les r\u00e9ductions d'int\u00e9r\u00eats sont toutefois li\u00e9es \u00e0 certaines conditions : Selon la ZKB, la condition de base pour une hypoth\u00e8que ZKB Wohnplus est que les loyers des logements soient inf\u00e9rieurs d'au moins 15% aux loyers du march\u00e9. De plus, le mod\u00e8le d'\u00e9valuation comprend 28 crit\u00e8res de qualification applicables aux ma\u00eetres d'ouvrage d'utilit\u00e9 publique et \u00e0 leurs lotissements. Pour ce faire, on a tenu compte de normes \u00e9tablies, comme les objectifs de d\u00e9veloppement durable de l'ONU, le standard de construction durable suisse (SNBS) et les principes directeurs pour la construction de logements d'utilit\u00e9 publique en Suisse, indique la ZKB. Plus les 28 crit\u00e8res sont remplis, plus la r\u00e9duction du taux d'int\u00e9r\u00eat est importante. Un maximum de 0,50% est possible, la r\u00e9duction \u00e9tant accord\u00e9e pendant les cinq premi\u00e8res ann\u00e9es de la dur\u00e9e du pr\u00eat. (ah)<\/em><\/p>","protected":false},"excerpt":{"rendered":"

La Banque cantonale de Zurich lance une hypoth\u00e8que \u00e0 taux r\u00e9duit pour les ma\u00eetres d'ouvrage d'utilit\u00e9 publique. La ZKB souhaite ainsi encourager la construction de logements \u00e0 prix mod\u00e9r\u00e9s.<\/p>","protected":false},"author":3,"featured_media":4234,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_yoast_wpseo_focuskw":"ZKB","_yoast_wpseo_title":"","_yoast_wpseo_metadesc":"Die Z\u00fcrcher Kantonalbank lanciert eine verg\u00fcnstigte Hypothek f\u00fcr gemeinn\u00fctzige Wohnbautr\u00e4ger. Damit will die ZKB preisg\u00fcnstigen Wohnraum f\u00f6rdern.","_yoast_wpseo_linkdex":41,"pgc_sgb_lightbox_settings":"","footnotes":""},"categories":[988],"tags":[1077,1321,1881],"class_list":["post-42582","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-unternehmen","tag-baugenossenschaft","tag-hypotheken","tag-zkb"],"acf":[],"yoast_head":"\nZKB bietet Genossenschaften verg\u00fcnstigte Hypotheken - IMMOBILIEN Business<\/title>\n<meta name=\"description\" content=\"Die Z\u00fcrcher Kantonalbank lanciert eine verg\u00fcnstigte Hypothek f\u00fcr gemeinn\u00fctzige Wohnbautr\u00e4ger. 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