Far-sighted real estate consulting: expertise for the entire life cycle
Migros Bank supports real estate owners throughout the entire life cycle of their properties.
Anyone who owns or plans to own real estate knows the many challenges of the market, such as preventing vacancies and determining rental prices in line with the market, without disregarding supply and demand. This is where Migros Bank comes in with its advisory approach, which combines economic foresight, market data and individual solutions - for owners who want more than just mortgages, but individual advice tailored to the property.
Together with CSL Immobilien AG, a partner of Migros Bank, a comprehensive range of services is offered that covers the entire life cycle of real estate. Customers benefit from developer services and professional management of their properties. This offering is rounded off by in-depth research and market analysis of the Swiss real estate market.
Analysis of interest rate trends: outlook for future mortgage costs
Anyone buying a house or a condominium is also looking to the future. Mortgage interest rates are comparatively low today - but what will they be in ten years' time? Will the property still be affordable with the expected income? The interest rate trend analysis simulates the mortgage portfolio with various interest rate scenarios 10 years into the future. These estimated interest costs are used to directly compare hedging strategies, such as redeeming a mortgage or taking out a follow-up product.
Sustainability as the key to increasing the value of real estate
For owners of older properties in particular, sustainability is an important issue that has a direct impact on the value of the property. The sustainability analysis shows the advantages of renovating properties on a sustainable basis. The CO2 emissions, energy costs and energy requirements of a property are determined and a modernization plan is drawn up to show which refurbishment measures have a positive impact on these values.
Further information is available at: migrosbank.ch/potential